StubRate · Take-home calculator · Virginia
Take-home pay in Virginia
Estimate what a salary in Virginia (VA) becomes after federal tax, ≈5.8% effective state income tax estimate, FICA, typical benefits, and optional commute costs.
Virginia taxes wages (StubRate ~5.75% effective). Federal tax and FICA still apply. Northern Virginia salaries look federal-contractor high; stub rate still loses a state slice that D.C. and Maryland model differently.
Use this page for NoVA, Richmond, Norfolk-Virginia Beach, and Roanoke offers.
Sample: $85,000 single filer in Virginia → about $4,928/mo net (69.6% stub rate) and $4,751/mo after a modest hybrid commute and lunches. Assumptions: 5% 401(k), $140/month health, three office days, 12 miles each way.
Your stub rate
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Enter a salary to see your stub rate
- Monthly take-home
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- Per paycheck
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- True monthly (after job costs)
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- Effective hourly
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Where the money goes
- Federal tax—
- State tax—
- Social Security + Medicare—
- 401(k)—
- Health premiums—
- Commute & work costs—
Income tax in Virginia
State income tax is the Virginia-specific leak. There is no NYC-style city income tax for most workers. If you work in D.C., reciprocity may apply—confirm with payroll.
Maryland county tax and D.C. rates are the Beltway comparison set. Run those pages too if the office is across the river.
Every U.S. W-2 wage still faces federal income tax and FICA (Social Security plus Medicare). Virginia’s difference is the state line—and any local wage tax if your city charges one.
Sample take-home by salary in Virginia
Single filer, biweekly pay, 5% traditional 401(k), $140/month health premium, no commute. Educational estimates only.
| Gross salary | Est. net / month | Est. net / year | Stub rate | State tax / year |
|---|---|---|---|---|
| $50,000 | $3,002 | $36,029 | 72.1% | $2,635 |
| $75,000 | $4,420 | $53,041 | 70.7% | $4,000 |
| $100,000 | $5,691 | $68,288 | 68.3% | $5,366 |
| $125,000 | $6,961 | $83,535 | 66.8% | $6,732 |
| $150,000 | $8,194 | $98,333 | 65.6% | $8,097 |
Living and commuting in Virginia
Arlington, Alexandria, Fairfax, Richmond, and Virginia Beach are different housing and Metro-vs-car stacks. A five-day Pentagon or Downtown D.C. commute from Prince William County is hours, not 12 miles.
Hampton Roads bridge-tunnels are a time cost. Richmond I-64 and I-95 the same. Enter office days.
Common job markets on this page: Virginia Beach, Chesapeake, Norfolk, Richmond, Arlington. Housing and office days change true stub rate more than a small difference in the state tax shortcut.
Compare two offers if one job is in Virginia and the other is elsewhere—or if commute days differ.
Nearby take-home calculators
Same salary, different state tax line. Open a neighbor to compare.
Guides that pair with Virginia take-home
Virginia take-home questions
Does Virginia have state income tax?
Yes. StubRate uses an approximate 5.8% effective rate for estimates—not a full bracket simulation or every local wage tax.
What is take-home pay on $85,000 in Virginia?
Using StubRate’s sample for a single filer with 5% 401(k) and a $140/month health premium, about $4,928/month net before extra job costs, or roughly $4,751/month after a modest hybrid commute (three office days, 12 miles each way, lunches). Your numbers will differ.
How much do I keep on $100,000 in Virginia?
Under the tax-only sample (single, 5% 401(k), $140/month health, no commute), about $5,691/month, or 68.3% of gross. Add commute and lunches in the calculator to see true take-home.
Is this Virginia calculator official tax software?
No. It is an educational estimate for comparing offers. It does not file a return, model every local tax, or replace a payroll sample or a tax professional.