Take-home pay calculator
Estimate net pay and true take-home after taxes and the hidden costs of showing up to work. Bookmark this page—you’ll reuse it for every offer.
Educational estimate: typical employer health premiums are treated as pre-tax; traditional 401(k) lowers income tax but still faces FICA. Not tax advice.
Your stub rate
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Enter a salary to see your stub rate
- Monthly take-home
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- Per paycheck
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- True monthly (after job costs)
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- Effective hourly
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Where the money goes
- Federal tax—
- State tax—
- Social Security + Medicare—
- 401(k)—
- Health premiums—
- Commute & work costs—