StubRate · Take-home calculator · Arkansas
Take-home pay in Arkansas
Estimate what a salary in Arkansas (AR) becomes after federal tax, ≈3.9% effective state income tax estimate, FICA, typical benefits, and optional commute costs.
Arkansas withholds state income tax on wages. StubRate’s ~3.9% effective estimate sits below many coastal states, which is why the same gross often keeps more here than in Illinois or New Jersey—before you compare rent.
This page is built for Northwest Arkansas corporate offers, Little Rock healthcare and government jobs, and people moving from Texas or Missouri who want the tax line isolated.
Sample: $85,000 single filer in Arkansas → about $5,050/mo net (71.3% stub rate) and $4,873/mo after a modest hybrid commute and lunches. Assumptions: 5% 401(k), $140/month health, three office days, 12 miles each way.
Your stub rate
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Enter a salary to see your stub rate
- Monthly take-home
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- Per paycheck
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- True monthly (after job costs)
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- Effective hourly
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Where the money goes
- Federal tax—
- State tax—
- Social Security + Medicare—
- 401(k)—
- Health premiums—
- Commute & work costs—
Income tax in Arkansas
State income tax is real; it is just not California-sized on a typical salary in this model. Federal brackets and FICA are unchanged. StubRate does not simulate every Arkansas deduction or credit.
If you live in one state and work in another (Texarkana, Memphis suburbs), residency rules can split the tax picture. Run the state where you will file as a resident, then confirm with payroll.
Every U.S. W-2 wage still faces federal income tax and FICA (Social Security plus Medicare). Arkansas’s difference is the state line—and any local wage tax if your city charges one.
Sample take-home by salary in Arkansas
Single filer, biweekly pay, 5% traditional 401(k), $140/month health premium, no commute. Educational estimates only.
| Gross salary | Est. net / month | Est. net / year | Stub rate | State tax / year |
|---|---|---|---|---|
| $50,000 | $3,073 | $36,877 | 73.8% | $1,787 |
| $75,000 | $4,527 | $54,328 | 72.4% | $2,713 |
| $100,000 | $5,835 | $70,015 | 70.0% | $3,639 |
| $125,000 | $7,142 | $85,701 | 68.6% | $4,566 |
| $150,000 | $8,411 | $100,938 | 67.3% | $5,492 |
Living and commuting in Arkansas
Little Rock commutes are usually manageable by car. Bentonville and Fayetteville housing has tightened around large employers—take-home that looks generous statewide can feel tight near those campuses.
Office parks often assume you drive. Parking is cheap; miles and lunches are the job costs that show up if you go in five days.
Common job markets on this page: Little Rock, Fayetteville, Bentonville, Fort Smith. Housing and office days change true stub rate more than a small difference in the state tax shortcut.
Compare two offers if one job is in Arkansas and the other is elsewhere—or if commute days differ.
Nearby take-home calculators
Same salary, different state tax line. Open a neighbor to compare.
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Arkansas take-home questions
Does Arkansas have state income tax?
Yes. StubRate uses an approximate 3.9% effective rate for estimates—not a full bracket simulation or every local wage tax.
What is take-home pay on $85,000 in Arkansas?
Using StubRate’s sample for a single filer with 5% 401(k) and a $140/month health premium, about $5,050/month net before extra job costs, or roughly $4,873/month after a modest hybrid commute (three office days, 12 miles each way, lunches). Your numbers will differ.
How much do I keep on $100,000 in Arkansas?
Under the tax-only sample (single, 5% 401(k), $140/month health, no commute), about $5,835/month, or 70.0% of gross. Add commute and lunches in the calculator to see true take-home.
Is this Arkansas calculator official tax software?
No. It is an educational estimate for comparing offers. It does not file a return, model every local tax, or replace a payroll sample or a tax professional.